Request for Insurance against Hidden Defects

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An electronic service provided on the Balady It is a service that allows the contractor to apply through the Balady platform for the issuance of an insurance policy against hidden defects in buildings via a survey report or building permit, and the application is sent to the insurance company to complete the issuance of the policy.

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Procedures
- The construction contractor logs into the Balady Business Platform.
- The construction contractor searches for or selects the building permit for which they want to submit an insurance application.
- The construction contractor chooses the procedure to apply for insurance against hidden defects.
- The system displays the building permit data for which the insurance policy application will be submitted.
- The construction contractor reviews the license data and initiates the application.
-The system displays the basic insurance application data.
- A contractor follows up to navigate to the order data page.
- The construction contractor determines whether they are exempt from value-added tax or not.
- If the contractor selects yes, it is mandatory to add the tax certificate number.
- The contractor adds the details of the material costs and clicks next to proceed to the attachments page.
-The contractor adds the required attachments.
-The contractor submits the request after completing the mandatory data.
- The system sends the application data and license data to the insurance company.
- The insurance company completes the application review, and the application status is updated on the Balady platform.
- In the event of the insurance company's completion of the application, the contractor and the Balady platform are notified of the insurance policy fees and the payment link by ins.
- After the contractor pays the insurance fees, the insurance policy against hidden defects is issued, and the contractor is notified with the issued policy number.

Submit electronically only through Balady portal, Mobile

Fines and Penalties
None

Service Terms
1) A valid Survey Report or a valid Building Permit, and no insurance document has been issued for them previously.
2) Updated national address for the construction contractor.

Target Audience

Business
Individuals

Time Required

24 hours

Service delivery channels

Submit electronically only through Balady portal, Mobile

Service release date

20/08/2024

Product

Construction licenses

Service Languages

Arabic, English

Download the user guide

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Customer service

Phone

199040

Working hours

8:00 AM - 10:00 PM All the week

Response time

24 hours

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